Recent Plubilcations

E&O Insurance vs. General Liability: What’s the Difference for Design Professionals?

Introduction At Strux Insurance, we often hear, “If I have general liability, do I really need E&O?” The short answer is yes—because they cover completely different risks. If you’re offering design, engineering, or consulting services, understanding the difference could save your business. We were founded by industry pros who saw a major gap in the […]

What Is Professional Liability Insurance for Architects and Engineers?

Introduction Whether you’re designing the structure, managing the build, or overseeing the entire project, you carry significant professional risk. One misstep—whether it’s a design flaw or a documentation oversight—can result in costly claims. Professional liability insurance, also known as errors and omissions (E&O) insurance, protects architects and engineers from these risks. At Strux Insurance, we […]

Do Architects and Engineers Need General Liability and E&O Insurance?

Introduction If you’re an architect or engineer, insurance is more than a legal requirement—it’s your firm’s financial safety net. But many design professionals misunderstand the distinction between general liability insurance and professional liability insurance (E&O). Here’s the truth: most A&E firms need both. Strux Insurance was created by engineers and builders who know the real-world […]